Paying for Your Stay

Miller’s Makes the Business Side of Things Easier

When you are making decisions about short- or long-term care, the last thing you want to worry about is getting mired down in paperwork and forms. That’s why the office manager at each Miller’s location works so hard to stay up on current rules and requirements. He or she will walk you through each step, from the time of admission through the duration of the stay.

The room charge at Miller’s, which is billed monthly, includes 24-hour nursing care, meals, housekeeping, laundry, social services, activities, billing services, therapeutic diets, personal services and care planning. Additional charges could include medications, personal and medical supplies, personal clothing, eyeglasses, dentures, hearing aids, labs and X-rays, beauty shop, cable or satellite TV, phone and therapy services. Read on for more details about how Medicare or Medicaid may help to cover some expenses.

Both Medicare and Medicaid care are available

Miller’s is licensed to provide care to those covered by both Medicare and Medicaid. Be sure to have your identification cards when you register for admission. Following is a brief summary of each program. If you have questions, however, the office manager at the Miller’s location most convenient to you is well versed on the topic and can help you find the answers.

Medicare Part A and B are applicable

Medicare is the federal health insurance program for persons who are aged 65 and above, have been disabled for at least two consecutive years or who have End-Stage Renal Disease. As a Medicare-certified facility, Miller’s offers a wide range of medical services and specialized treatments. If you are eligible for Medicare and your stay meets the Medicare-established requirements, you may be able to take advantage of benefits that help cover the costs of care. Find out more about eligibility on the official U.S. government site for Medicare.

Medicare Part A covered services:**:

  • Routine services such as semi-private room, meals, nursing care and supplies
  • Pharmacy
  • Medical supplies
  • Physical, occupational and respiratory therapy
  • Speech-language pathology
  • Lab, X-ray, EKG, oxygen

Medicare Part B covered services:**:

  • Certain medical supplies
  • Physical and occupational therapy
  • Speech-language pathology
  • X-ray
  • Enteral nutrition and supplies
  • Prosthetic devices
  • Pneumonia and influenza vaccines

**Medicare limits the length of coverage and specific timeframes related to Medicare coverage. See the Office Manager or Director of Nursing for more information.

Medicaid helps those who qualify

Medicaid is the federal- and state-funded medical assistance program that pays for approved and needed medical care for persons who meet specific eligibility requirements. Miller’s is licensed to provide care to patients who qualify for Medicaid through the State of Indiana. Medicaid reimbursement for nursing home care may be available to individuals who are eligible for medical assistance under the following categories:

  • Age 65 or above; or
  • Blind because of either central visual acuity of 20/200 or less in the better eye with the use of a corrective lens or a visual field restriction of 20 degrees or less; or
  • Disabled because of a physical or mental impairment, disease or loss which appears reasonably certain to continue throughout his/her lifetime without significant improvement and which substantially impairs his/her ability to perform labor or service or to engage in a useful occupation.

In addition, an individual must be a resident of Indiana and be a U.S. citizen or lawfully admitted alien with permanent resident status. Find out more about eligibility on the U.S. government website for Medicaid.

Private and commercial insurance could also provide benefits

Miller’s is a provider of choice with many insurance carriers. Talk to the office manager at the Miller’s location most convenient to you for assistance in determining if your insurance plan will cover costs.